Disclosures

1. Not investment advice · not an investment adviser

TICKR (the "Service") is an information tool that provides general information and educational content about stocks and ETFs. We are not a registered investment adviser (RIA), broker-dealer, or the like, and no part of the Service is offered as investment advice, a recommendation, or a solicitation or offer to buy or sell any security.

Your use of the Service does not create any advisory, fiduciary, or brokerage relationship between you and us.

2. General, impersonal information (the same for everyone)

All signal-strength classifications (Strong/Mixed/Weak), statistical projections, AI summaries, and screens shown by the Service are general information presented identically to every user. Nothing shown is generated for, or tailored to, any particular person's financial situation, investment objectives, risk tolerance, or holdings.

Any view of your uploaded portfolio is simply a tool to help you organize and look at your own data — it is not us advising you on what to buy or sell.

3. Not recommendations — what the signals mean

Signal strength is not a buy/sell/hold recommendation. It is an objective, informational classification that weights public inputs (analyst consensus, price targets, and our own statistical model). It does not mean 'buy,' 'sell,' 'you should buy,' or 'you should sell.'

4. Your responsibility · consult a professional

Investing involves risk, including possible loss of principal. All investment decisions and their outcomes are solely your responsibility. Do your own research and, where appropriate, consult a licensed investment, tax, or legal professional before making any decision.

5. Past performance · projections

Past performance does not guarantee future results. Trendlines, price targets, and statistical projections are not promises about the future and are often wrong. The 'forecast honesty' panel on each stock shows how far the model has missed historically.

6. Market data — delayed, third-party, may be inaccurate

Quotes, financials, filings, and news come from third parties (e.g., IEX (Alpaca), SEC EDGAR) and may be delayed (for example, IEX-only trades or previous-close prices), inaccurate, or incomplete. We do not warrant the accuracy, timeliness, or completeness of any data.

7. Limitations of AI-generated content

AI-generated content (Q&A, summaries) may be inaccurate or misleading and must not be relied upon as fact or as advice. The AI provides only general educational information and does not give personalized investment advice.

8. Third-party content · no endorsement

References to securities, companies, people, or news are for information only and are not an endorsement, recommendation, or sponsorship. We are not responsible for the content of third-party links.

9. Contact

Contact: jihwanmoon1999@gmail.com