GLOSSARY

Key investing terms for beginners, in plain language. Educational — not investment advice.

Stock

A tiny ownership stake in a company. Buy one and you own a piece of it.

Ticker

A stock's short code. e.g., Apple = AAPL, Nvidia = NVDA.

ETF

A fund holding many stocks in one basket. One share spreads you across dozens to hundreds of names.

Index

A single number representing all or part of the market. e.g., the S&P 500.

S&P 500

The benchmark index of 500 large U.S. companies — often treated as 'the U.S. market.'

Dividend

Cash a company pays shareholders out of its profits.

Bitcoin

A digital currency/asset that runs without a central bank. Extremely volatile.

Leverage

Betting bigger with borrowed money. Multiplies both gains and losses.

Volatility

How much a price swings. Higher means both more risk and more opportunity.

P/E (Price/Earnings)

Share price ÷ earnings per share. Gauges how expensive a stock is relative to its profits.

Market Cap

A company's total value = share price × shares outstanding. Its 'size.'

Analyst Consensus

The spread of Wall Street buy/hold/sell ratings. A 'market opinion,' not the right answer.

Price Target

An analyst's expected 12-month price. A forecast, not a promise.

Signal strength: Strong / Mixed / Weak

This app's model signal-strength classification — a blend of a statistical model + SEC fundamentals, not a trade recommendation.

Signal cross-check

Comparing whether the statistical model and SEC fundamentals agree or conflict.

Trendline / statistical projection

An estimate extending past price patterns with a formula. Not a future fact.

Unrealized P&L

Paper gain/loss on something you haven't sold yet. It's 'realized' only when you sell.

Retirement accounts (401k/IRA/HSA)

Tax-advantaged accounts for long-term retirement savings.